YOUR NEXT STEP, SIMPLIFIED

Move forward with a clearer plan.

PanyStore gives you a simple place to explore personal loan options and understand what your next move could look like.

How it works
01 Choose what you need
02 Share a few details
03 Review your next step
01
START HERE

What amount are you looking to explore?

$ 5,000
$1K $10K

Availability, rates and terms depend on eligibility and the applicable provider.

02 / EXPLORE

Pick the path that fits your reason.

Different needs can start from the same place. Choose a general purpose to see where your request begins.

EVERYDAY NEEDS

Make room for what life already has planned.

Explore options for ordinary personal expenses, planned purchases, or other day-to-day needs.

PATH / 01
STARTING POINT Personal expenses
03 / PROCESS

Three moves. One clear direction.

PanyStore keeps the journey easy to follow, so you always know what comes next.

01
CHOOSE

Set your starting point.

Select an amount and the general reason behind your request.

02
SHARE

Add the details that matter.

Provide the information needed to continue through the application experience.

03
REVIEW

Check everything before moving on.

Review your information and disclosures before continuing to the next stage.

04 / WHY PANYSTORE

Less noise. More direction.

PanyStore is designed to make the starting point easier to understand, with a focused experience that keeps the next step clear.

P YOUR NEXT STEP, SIMPLIFIED
01
FOCUSED

A cleaner place to begin.

The experience is built around the information that matters most at the beginning of the journey.

02
CLEAR

Know what comes next.

Each part of the process is presented in a simple sequence so the journey feels easier to follow.

03
YOUR CHOICE

Review before you continue.

You stay in control of whether an available option fits your situation.

05 / RESOURCES

Know more before you move forward.

A few basics can help you look at borrowing options more carefully before deciding what works for your situation.

01
COST

Look beyond the amount you borrow.

Review rates, fees, repayment terms and the total cost before accepting any loan option.

02
PAYMENT

Make sure the payment fits your budget.

Consider how a new monthly payment may fit alongside your existing expenses and obligations.

03
TERMS

Read the full terms before saying yes.

Review the applicable provider's disclosures, repayment schedule, fees and other conditions.

04
COMPARE

Compare the full picture.

A smaller monthly payment does not always mean the lower overall borrowing cost.

PANYSTORE NOTE

Always review the complete terms provided by the applicable third-party provider before accepting an option.

06 / QUESTIONS

A few things worth knowing.

Clear answers help make the next step easier to understand before you continue.

PanyStore is an online service designed to help consumers begin exploring personal loan options through participating third-party providers.

No. Submitting information does not guarantee a loan offer, approval, particular rate, specific terms or funding.

Review the applicable provider's rates, fees, repayment schedule, total repayment amount and all other terms carefully.

Credit-check practices can vary by provider. The applicable disclosures should explain what happens before you continue.

Consider the full borrowing cost, your existing obligations and whether you can comfortably make each required payment.
07 / NEXT STEP

Ready to make your next move?

Start with a few details and move through the process one clear step at a time.

No approval, rate, terms or funding are guaranteed.