/* =========================================
   PANYSTORE VARIABLES
========================================= */
:root {
    --pany-navy: #0b3568;
    --pany-navy-dark: #07264c;

    --pany-green: #66cc00;
    --pany-green-dark: #52a800;

    --pany-soft-green: #f4faec;
    --pany-soft-blue: #f3f7fb;

    --pany-white: #ffffff;

    --pany-dark: #182130;
    --pany-text: #667080;

    --pany-border: #dde6ef;

    --header-height: 88px;

    --radius-sm: 14px;
    --radius-md: 22px;
    --radius-lg: 30px;

    --shadow-sm: 0 10px 30px rgba(11, 53, 104, 0.08);

    --shadow-md: 0 24px 70px rgba(11, 53, 104, 0.14);
}

/* =========================================
   RESET
========================================= */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: "DM Sans", sans-serif;
    color: var(--pany-dark);
    background: var(--pany-white);
    overflow-x: hidden;
}

img {
    display: block;
    max-width: 100%;
}

a {
    text-decoration: none;
}

button,
input,
select {
    font-family: inherit;
}

/* =========================================
   TYPOGRAPHY
========================================= */
h1,
h2,
h3,
h4,
h5,
h6 {
    margin-top: 0;
    font-family: "Manrope", sans-serif;
    font-weight: 700;
    color: var(--pany-navy-dark);
}

/* =========================================
   HEADER
========================================= */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.88);
    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);
    border-bottom: 1px solid rgba(11, 53, 104, 0.06);
    transition:
        background 0.3s ease,
        box-shadow 0.3s ease;
}

.site-header.scrolled {
    background: rgba(255, 255, 255, 0.97);
    box-shadow: 0 10px 35px rgba(11, 53, 104, 0.08);
}

.site-header .navbar {
    min-height: var(--header-height);
    padding: 12px 0;
}

/* =========================================
   LOGO
========================================= */
.navbar-brand {
    display: flex;
    align-items: center;
}

.brand-logo {
    width: 182px;
    height: auto;
    object-fit: contain;
}

/* =========================================
   NAVIGATION
========================================= */
.navbar-nav {
    gap: 8px;
}

.nav-link {
    position: relative;
    padding: 10px 14px !important;
    color: var(--pany-dark);
    font-size: 14px;
    font-weight: 700;
    transition: color 0.3s ease;
}

.nav-link:hover,
.nav-link.active {
    color: var(--pany-green-dark);
}

.nav-link::after {
    content: "";
    position: absolute;
    left: 50%;
    bottom: 4px;
    width: 0;
    height: 2px;
    transform:
        translateX(-50%);
    border-radius: 999px;
    background: var(--pany-green);
    transition:
        width 0.3s ease;
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 22px;
}

/* =========================================
   BUTTONS
========================================= */
.pany-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    min-height: 50px;
    padding: 13px 22px;
    border: none;
    border-radius: 14px;
    font-size: 14px;
    font-weight: 800;
    transition:
        transform 0.3s ease,
        box-shadow 0.3s ease,
        background 0.3s ease;
}

.pany-btn-primary {
    color: var(--pany-white);
    background: var(--pany-navy);
    box-shadow: 0 12px 28px rgba(11, 53, 104, 0.24);
}

.pany-btn-primary:hover,
.pany-btn-primary:focus {
    color: var(--pany-white);
    background: var(--pany-navy-dark);
    transform: translateY(-2px);
    box-shadow: 0 16px 34px rgba(11, 53, 104, 0.3);
}

.pany-btn i {
    color: var(--pany-green);
    transition: transform 0.3s ease;
}

.pany-btn:hover i {
    transform: translate(3px, -3px);
}

/* =========================================
   NAVBAR TOGGLER
========================================= */
.custom-toggler {
    width: 48px;
    height: 48px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 5px;
    padding: 0;
    border: 1px solid var(--pany-border);
    border-radius: 14px;
    box-shadow: none !important;
}

.toggler-line {
    width: 20px;
    height: 2px;
    border-radius: 999px;
    background: var(--pany-navy);
    transition:
        transform 0.3s ease,
        opacity 0.3s ease;
}

/* =========================================
   PLACEHOLDER SECTIONS
========================================= */
.placeholder-section {
    min-height: 1px;
}

/* =========================================
   REVEAL SYSTEM
========================================= */
.reveal-up,
.reveal-scale {
    opacity: 0;
}

.reveal-up.is-visible {
    opacity: 1;
    animation: revealUp 0.8s cubic-bezier(0.22, 1, 0.36, 1) forwards;
}

.reveal-scale.is-visible {
    opacity: 1;
    animation: revealScale 0.85s cubic-bezier(0.22, 1, 0.36, 1) forwards;
}

@keyframes revealUp {

    from {
        opacity: 0;
        transform: translateY(28px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }

}

@keyframes revealScale {

    from {
        opacity: 0;
        transform: translateY(20px) scale(0.97);
    }

    to {
        opacity: 1;
        transform: translateY(0) scale(1);
    }

}

/* =========================================
   ACCESSIBILITY
========================================= */
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible {
    outline: 3px solid rgba(102, 204, 0, 0.28);
    outline-offset: 3px;
}

html.no-js .reveal-up,
html.no-js .reveal-scale {
    opacity: 1 !important;
    transform: none !important;
}

@media (prefers-reduced-motion: reduce) {

    html {
        scroll-behavior: auto;
    }

    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }

}

/* =========================================
   PANYSTORE HERO
========================================= */
.pany-hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding: calc(var(--header-height) + 55px) 0 80px;
    overflow: hidden;
    background: var(--pany-white);
}

/* BACKGROUND LINES */
.pany-hero-lines {
    position: absolute;
    inset: 0;
    pointer-events: none;
    background:
        linear-gradient(90deg,
            transparent 0%,
            transparent 49.9%,
            rgba(11, 53, 104, 0.04) 50%,
            transparent 50.1%);
}

.pany-hero::before {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 38%;
    height: 100%;
    background: var(--pany-soft-blue);
    clip-path: polygon(27% 0, 100% 0, 100% 100%, 0 100%);
}

/* HERO CONTENT */
.pany-hero-content {
    position: relative;
    z-index: 3;
    max-width: 760px;
}

/* KICKER */
.pany-hero-kicker {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 24px;
    color: var(--pany-navy);
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 1.8px;
}

.pany-hero-kicker span {
    width: 46px;
    height: 3px;
    background: var(--pany-green);
}

/* TITLE */
.pany-hero-title {
    max-width: 760px;
    margin-bottom: 28px;
    color: var(--pany-navy-dark);
    font-size: clamp(62px, 7vw, 104px);
    line-height: 0.96;
    letter-spacing: -5px;
}

.pany-hero-title strong {
    display: block;
    color: var(--pany-green-dark);
    font-weight: 800;
}

/* TEXT */
.pany-hero-text {
    max-width: 560px;
    margin-bottom: 32px;
    color: var(--pany-text);
    font-size: 16px;
    line-height: 1.75;
}

/* ACTIONS */
.pany-hero-actions {
    display: flex;
    align-items: center;
    gap: 25px;
    margin-bottom: 45px;
}

.pany-hero-primary {
    display: inline-flex;
    align-items: center;
    justify-content: space-between;
    gap: 25px;
    min-width: 225px;
    padding: 8px 8px 8px 21px;
    border: none;
    color: var(--pany-white);
    background: var(--pany-navy);
    font-size: 12px;
    font-weight: 800;
    cursor: pointer;
    transition:
        background 0.3s ease,
        transform 0.3s ease;
}

.pany-hero-primary:hover {
    background: var(--pany-navy-dark);
    transform: translateY(-3px);
}

.pany-hero-primary span {
    width: 46px;
    height: 46px;
    display: flex;
    align-items: center;
    justify-content: center;
    color:
        var(--pany-navy);
    background:
        var(--pany-green);
    font-size: 18px;
}

.pany-hero-secondary {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--pany-navy);
    font-size: 12px;
    font-weight: 800;
}

/* HERO META */
.pany-hero-meta {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    max-width: 610px;
    border-top: 1px solid var(--pany-border);
}

.pany-hero-meta>div {
    padding: 18px 18px 0 0;
}

.pany-hero-meta strong {
    display: block;
    margin-bottom: 4px;
    color: var(--pany-green-dark);
    font-family: "Manrope", sans-serif;
    font-size: 11px;
}

.pany-hero-meta span {
    display: block;
    max-width: 135px;
    color: var(--pany-text);
    font-size: 10px;
    line-height: 1.5;
}

/* DECISION PANEL */
.pany-decision-panel {
    position: relative;
    z-index: 4;
    max-width: 420px;
    margin-left: auto;
    padding: 38px 35px 33px;
    overflow: hidden;
    color: var(--pany-white);
    background: var(--pany-navy);
    box-shadow: 22px 28px 0 rgba(102, 204, 0, 0.15);
}

/* PANEL NUMBER */
.pany-panel-number {
    position: absolute;
    top: 24px;
    right: 25px;
    color: rgba(255, 255, 255, 0.09);
    font-family: "Manrope", sans-serif;
    font-size: 72px;
    font-weight: 800;
    line-height: 1;
}

/* =PANEL LABEL */
.pany-panel-label {
    margin-bottom: 12px;
    color: var(--pany-green);
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.5px;
}

.pany-decision-panel h2 {
    position: relative;
    z-index: 2;
    max-width: 300px;
    margin-bottom: 45px;
    color: var(--pany-white);
    font-size: 28px;
    line-height: 1.2;
    letter-spacing: -1px;
}

/* PANEL AMOUNT */
.pany-panel-amount {
    display: flex;
    align-items: flex-start;
    margin-bottom: 25px;
    font-family: "Manrope", sans-serif;
}

.pany-panel-amount span {
    margin: 8px 5px 0 0;
    color: var(--pany-green);
    font-size: 25px;
    font-weight: 800;
}

.pany-panel-amount strong {
    color: var(--pany-white);
    font-size: 58px;
    line-height: 1;
    letter-spacing: -3px;
}

/* RANGE */
.pany-loan-range {
    height: 7px;
    margin-bottom: 7px;
    cursor: pointer;
}

.pany-loan-range::-webkit-slider-runnable-track {
    height: 5px;
    background: rgba(255, 255, 255, 0.2);
}

.pany-loan-range::-webkit-slider-thumb {
    width: 21px;
    height: 21px;
    margin-top: -8px;
    border: 4px solid var(--pany-navy);
    border-radius: 0;
    background: var(--pany-green);
    box-shadow: 0 0 0 2px var(--pany-green);
}

.pany-range-values {
    display: flex;
    justify-content: space-between;
    margin-bottom: 32px;
    color: rgba(255, 255, 255, 0.5);
    font-size: 9px;
    font-weight: 700;
}

/* PANEL BUTTON */
.pany-panel-button {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 8px 8px 8px 18px;
    border: none;
    color: var(--pany-navy);
    background: var(--pany-green);
    font-size: 11px;
    font-weight: 800;
    cursor: pointer;
    transition:
        transform 0.3s ease,
        background 0.3s ease;
}

.pany-panel-button:hover {
    transform:
        translateX(4px);
    background:
        var(--pany-green-dark);
}

.pany-panel-button span {
    width: 39px;
    height: 39px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--pany-white);
    background: var(--pany-navy-dark);
}

/* PANEL NOTE */
.pany-panel-note {
    margin: 14px 0 0;
    color: rgba(255, 255, 255, 0.5);
    font-size: 8px;
    line-height: 1.5;
}

/* PANEL STRIPE */
.pany-panel-stripe {
    position: absolute;
    right: -40px;
    bottom: -75px;
    width: 170px;
    height: 170px;
    border: 25px solid rgba(102, 204, 0, 0.07);
    transform: rotate(45deg);
}

/* LARGE BACKGROUND ARROW */
.pany-hero-arrow {
    position: absolute;
    right: 6%;
    bottom: -30px;
    width: 260px;
    height: 220px;
    opacity: 0.06;
    pointer-events: none;
}

.pany-hero-arrow span:first-child {
    position: absolute;
    width: 190px;
    height: 50px;
    top: 85px;
    left: 0;
    background: var(--pany-navy);
}

.pany-hero-arrow span:last-child {
    position: absolute;
    top: 25px;
    right: 0;
    width: 130px;
    height: 130px;
    border-top: 50px solid var(--pany-navy);
    border-right: 50px solid var(--pany-navy);
    transform: rotate(45deg);
}

/* =========================================
   PICK YOUR PATH SECTION
========================================= */
.pany-path-section {
    position: relative;
    padding: 125px 0;
    overflow: hidden;
    background: var(--pany-navy-dark);
}

/* HEADING */
.pany-path-heading {
    margin-bottom: 55px;
}

.pany-section-index {
    margin-bottom: 18px;
    color:
        var(--pany-green);
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.8px;
}

.pany-section-title {
    max-width: 760px;
    margin: 0;
    color: var(--pany-white);
    font-size: 58px;
    line-height: 1.03;
    letter-spacing: -2.7px;
}

.pany-section-title span {
    color: var(--pany-green);
}

.pany-section-copy {
    max-width: 410px;
    margin: 0 0 4px auto;
    color: rgba(255, 255, 255, 0.58);
    font-size: 14px;
    line-height: 1.75;
}

/* MAIN SHELL */
.pany-path-shell {
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

/* PATH TABS */
.pany-path-tabs {
    display: grid;
    grid-template-columns:
        repeat(5, 1fr);
    border-bottom:
        1px solid rgba(255, 255, 255, 0.12);
}

.pany-path-tab {
    position: relative;
    min-height: 116px;
    display: flex;
    align-items: flex-end;
    gap: 12px;
    padding: 22px 20px;
    border: none;
    border-right: 1px solid rgba(255, 255, 255, 0.12);
    color: rgba(255, 255, 255, 0.48);
    background: transparent;
    text-align: left;
    cursor: pointer;
    transition:
        color 0.3s ease,
        background 0.3s ease;
}

.pany-path-tab:last-child {
    border-right: none;
}

.pany-path-tab::before {
    content: "";
    position: absolute;
    left: 0;
    bottom: -1px;
    width: 0;
    height: 4px;
    background: var(--pany-green);
    transition: width 0.35s ease;
}

.pany-path-tab:hover,
.pany-path-tab.active {
    color: var(--pany-white);
    background: rgba(255, 255, 255, 0.035);
}

.pany-path-tab.active::before {
    width: 100%;
}

.pany-path-tab-no {
    color: var(--pany-green);
    font-family: "Manrope", sans-serif;
    font-size: 10px;
    font-weight: 800;
}

.pany-path-tab-text {
    font-family: "Manrope", sans-serif;
    font-size: 17px;
    font-weight: 700;
}

/* DETAIL AREA */
.pany-path-detail {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    min-height: 430px;
}

/* LEFT */
.pany-path-detail-left {
    padding: 55px 55px 55px 0;
    border-right: 1px solid rgba(255, 255, 255, 0.12);
}

.pany-path-kicker {
    display: block;
    margin-bottom: 14px;
    color: var(--pany-green);
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.5px;
}

.pany-path-detail-left h3 {
    max-width: 580px;
    margin-bottom: 20px;
    color: var(--pany-white);
    font-size: 40px;
    line-height: 1.12;
    letter-spacing: -1.6px;
}

.pany-path-detail-left p {
    max-width: 530px;
    margin-bottom: 32px;
    color: rgba(255, 255, 255, 0.58);
    font-size: 14px;
    line-height: 1.75;
}

/* ACTION */
.pany-path-action {
    display: inline-flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    min-width: 225px;
    padding: 8px 8px 8px 19px;
    border: 1px solid rgba(255, 255, 255, 0.18);
    color: var(--pany-white);
    background: transparent;
    font-size: 11px;
    font-weight: 800;
    cursor: pointer;
    transition:
        background 0.3s ease,
        border-color 0.3s ease;
}

.pany-path-action:hover {
    border-color: var(--pany-green);
    background: rgba(102, 204, 0, 0.08);
}

.pany-path-action span {
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--pany-navy-dark);
    background: var(--pany-green);
    font-size: 16px;
}

/* RIGHT DETAIL */
.pany-path-detail-right {
    position: relative;
    padding: 45px 0 45px 45px;
}

.pany-path-code {
    color: rgba(255, 255, 255, 0.38);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.6px;
}

.pany-path-code span {
    color: var(--pany-green);
}

/* GRAPHIC */
.pany-path-graphic {
    position: relative;
    min-height: 260px;
    margin-top: 25px;
}

.pany-path-line {
    position: absolute;
    height: 2px;
    background: rgba(255, 255, 255, 0.12);
}

.pany-path-line-a {
    width: 72%;
    top: 48%;
    left: 0;
}

.pany-path-line-b {
    width: 40%;
    right: 2%;
    bottom: 28%;
    transform: rotate(-35deg);
    transform-origin: right center;
}

.pany-path-node {
    position: absolute;
    top: 50%;
    left: 30%;
    width: 82px;
    height: 82px;
    display: flex;
    align-items: center;
    justify-content: center;
    transform: translate(-50%, -50%);
    border: 2px solid var(--pany-green);
    color: var(--pany-green);
    background: var(--pany-navy-dark);
    font-size: 28px;
}

.pany-path-node::before {
    content: "";
    position: absolute;
    inset: 8px;
    border: 1px solid rgba(255, 255, 255, 0.13);
}

.pany-path-arrow-shape {
    position: absolute;
    right: 5%;
    top: 27%;
    width: 110px;
    height: 110px;
    border-top: 20px solid var(--pany-green);
    border-right: 20px solid var(--pany-green);
    transform: rotate(45deg);
    opacity: 0.8;
}

/* CAPTION */
.pany-path-caption {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding-top: 18px;
    border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.pany-path-caption span {
    color: rgba(255, 255, 255, 0.36);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.3px;
}

.pany-path-caption strong {
    color: var(--pany-white);
    font-size: 11px;
}

/* =========================================
   PANYSTORE PROCESS SECTION
========================================= */
.pany-process-section {
    position: relative;
    padding: 125px 0;
    background: var(--pany-white);
}

/* LEFT INTRO */
.pany-process-intro {
    position: sticky;
    top: 135px;
    max-width: 470px;
}

.pany-process-title {
    margin-bottom: 22px;
    color: var(--pany-navy-dark);
    font-size: 56px;
    line-height: 1.02;
    letter-spacing: -2.8px;
}

.pany-process-title span {
    display: block;
    color: var(--pany-green-dark);
}

.pany-process-copy {
    max-width: 430px;
    margin-bottom: 30px;
    color: var(--pany-text);
    font-size: 14px;
    line-height: 1.75;
}

/* START BUTTON */
.pany-process-start {
    display: inline-flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    min-width: 215px;
    padding: 8px 8px 8px 18px;
    border: 1px solid var(--pany-navy);
    color: var(--pany-navy);
    background: transparent;
    font-size: 11px;
    font-weight: 800;
    cursor: pointer;
    transition:
        background 0.3s ease,
        color 0.3s ease;
}

.pany-process-start:hover {
    color: var(--pany-white);
    background: var(--pany-navy);
}

.pany-process-start span {
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--pany-navy);
    background: var(--pany-green);
    font-size: 16px;
}

/* PROCESS ROUTE */
.pany-process-route {
    position: relative;
    padding-left: 50px;
}

/* VERTICAL RAIL */
.pany-process-rail {
    position: absolute;
    top: 50px;
    bottom: 50px;
    left: 0;
    width: 2px;
    overflow: hidden;
    background: var(--pany-border);
}


.pany-process-rail-fill {
    width: 100%;
    height: 0;
    background: var(--pany-green);
    transition: height 1.4s ease;
}


.pany-process-route.is-active .pany-process-rail-fill {
    height: 100%;
}

/* PROCESS STEP */
.pany-process-step {
    position: relative;
    display: grid;
    grid-template-columns: 95px 1fr auto;
    align-items: center;
    gap: 28px;
    min-height: 185px;
    padding: 34px 0;
    border-bottom: 1px solid var(--pany-border);
}

.pany-process-step:last-child {
    border-bottom: none;
}

/* NUMBER */
.pany-process-number {
    color: rgba(11, 53, 104, 0.13);
    font-family: "Manrope", sans-serif;
    font-size: 58px;
    font-weight: 800;
    line-height: 1;
}

/* CONTENT */
.pany-process-label {
    display: block;
    margin-bottom: 7px;
    color: var(--pany-green-dark);
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.4px;
}

.pany-process-step-content h3 {
    margin-bottom: 9px;
    font-size: 25px;
    line-height: 1.25;
}

.pany-process-step-content p {
    max-width: 430px;
    margin: 0;
    color: var(--pany-text);
    font-size: 13px;
    line-height: 1.65;
}

/* STEP ARROW */
.pany-process-arrow {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid var(--pany-border);
    color: var(--pany-navy);
    background: var(--pany-soft-blue);
    font-size: 18px;
    transition:
        background 0.3s ease,
        color 0.3s ease,
        transform 0.3s ease;
}

.pany-process-step:hover .pany-process-arrow {
    color: var(--pany-white);
    background: var(--pany-navy);
    transform: translate(3px, 3px);
}

.pany-process-arrow.final {
    color: var(--pany-navy);
    background: var(--pany-green);
}

/* =========================================
   WHY PANYSTORE
========================================= */
.pany-why-section {
    position: relative;
    padding: 125px 0;
    background: var(--pany-soft-blue);
    overflow: hidden;
}

/* LEFT */
.pany-why-left {
    max-width: 560px;
}

.pany-why-title {
    margin-bottom: 24px;
    color: var(--pany-navy-dark);
    font-size: 62px;
    line-height: 1;
    letter-spacing: -3px;
}

.pany-why-title span {
    display: block;
    color: var(--pany-green-dark);
}

.pany-why-copy {
    max-width: 500px;
    margin-bottom: 45px;
    color: var(--pany-text);
    font-size: 14px;
    line-height: 1.8;
}

/* BRAND MARK */
.pany-why-mark {
    position: relative;
    display: flex;
    align-items: center;
    gap: 22px;
    min-height: 150px;
    padding: 28px 30px;
    overflow: hidden;
    background: var(--pany-navy);
}

.pany-why-mark-line {
    position: absolute;
    left: 0;
    top: 0;
    width: 7px;
    height: 100%;
    background: var(--pany-green);
}

.pany-why-mark strong {
    color: var(--pany-green);
    font-family: "Manrope", sans-serif;
    font-size: 78px;
    font-weight: 800;
    line-height: 1;
}

.pany-why-mark span:last-child {
    max-width: 180px;
    color: var(--pany-white);
    font-size: 11px;
    font-weight: 800;
    line-height: 1.5;
    letter-spacing: 1.5px;
}

/* RIGHT LIST */
.pany-why-list {
    border-top: 1px solid var(--pany-border);
}

.pany-why-item {
    display: grid;
    grid-template-columns: 70px 1fr;
    gap: 28px;
    padding: 34px 0;
    border-bottom: 1px solid var(--pany-border);
}

.pany-why-item-no {
    color: rgba(11, 53, 104, 0.18);
    font-family: "Manrope", sans-serif;
    font-size: 34px;
    font-weight: 800;
    line-height: 1;
}

.pany-why-item-content>span {
    display: block;
    margin-bottom: 7px;
    color: var(--pany-green-dark);
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.4px;
}

.pany-why-item-content h3 {
    margin-bottom: 10px;
    font-size: 24px;
    line-height: 1.25;
}

.pany-why-item-content p {
    max-width: 470px;
    margin: 0;
    color: var(--pany-text);
    font-size: 13px;
    line-height: 1.65;
}

/* =========================================
   PANYSTORE RESOURCES
========================================= */
.pany-resources-section {
    position: relative;
    padding: 125px 0;
    background: var(--pany-white);
}

/* HEADING */
.pany-resources-head {
    margin-bottom: 55px;
}

.pany-resources-title {
    max-width: 720px;
    margin: 0;
    color: var(--pany-navy-dark);
    font-size: 58px;
    line-height: 1.02;
    letter-spacing: -2.8px;
}

.pany-resources-title span {
    display: block;
    color: var(--pany-green-dark);
}

.pany-resources-copy {
    max-width: 450px;
    margin: 0 0 4px auto;
    color: var(--pany-text);
    font-size: 14px;
    line-height: 1.75;
}

/* RESOURCE LIST */
.pany-resource-list {
    border-top:
        1px solid var(--pany-border);
}

.pany-resource-row {
    display: grid;
    grid-template-columns: 75px 110px 1fr 60px;
    align-items: center;
    gap: 25px;
    min-height: 150px;
    padding: 28px 0;
    border-bottom: 1px solid var(--pany-border);
    transition:
        padding 0.3s ease,
        background 0.3s ease;
}

.pany-resource-row:hover {
    padding-left: 18px;
    padding-right: 18px;
    background: var(--pany-soft-green);
}

/* NUMBER */
.pany-resource-number {
    color: rgba(11, 53, 104, 0.15);
    font-family: "Manrope", sans-serif;
    font-size: 34px;
    font-weight: 800;
}

/* TOPIC */
.pany-resource-topic {
    color: var(--pany-green-dark);
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.5px;
}

/* CONTENT */
.pany-resource-content h3 {
    margin-bottom: 8px;
    font-size: 23px;
    line-height: 1.25;
}


.pany-resource-content p {
    max-width: 650px;
    margin: 0;
    color: var(--pany-text);
    font-size: 13px;
    line-height: 1.65;
}

/* ICON */
.pany-resource-icon {
    width: 50px;
    height: 50px;
    display: flex;
    align-items: center;
    justify-content: center;
    justify-self: end;
    border:
        1px solid var(--pany-border);
    color: var(--pany-navy);
    background: var(--pany-white);
    font-size: 18px;
    transition:
        color 0.3s ease,
        background 0.3s ease,
        transform 0.3s ease;
}

.pany-resource-row:hover .pany-resource-icon {
    color: var(--pany-white);
    background: var(--pany-navy);
    transform: rotate(-5deg);
}

/* NOTE */
.pany-resource-note {
    display: flex;
    align-items: center;
    gap: 18px;
    max-width: 780px;
    margin:
        38px auto 0;
    padding: 16px 20px;
    border-left: 4px solid var(--pany-green);
    background: var(--pany-soft-blue);
}

.pany-resource-note span {
    flex-shrink: 0;
    color: var(--pany-green-dark);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.3px;
}

.pany-resource-note p {
    margin: 0;
    color: var(--pany-text);
    font-size: 11px;
    line-height: 1.6;
}

/* =========================================
   PANYSTORE FAQ
========================================= */
.pany-faq-section {
    position: relative;
    padding: 125px 0;
    background: var(--pany-soft-blue);
}

/* FAQ INTRO */
.pany-faq-intro {
    position: sticky;
    top: 135px;
    max-width: 470px;
}

.pany-faq-title {
    margin-bottom: 22px;
    color: var(--pany-navy-dark);
    font-size: 56px;
    line-height: 1.02;
    letter-spacing: -2.8px;
}

.pany-faq-title span {
    display: block;
    color: var(--pany-green-dark);
}

.pany-faq-copy {
    max-width: 420px;
    margin: 0;
    color: var(--pany-text);
    font-size: 14px;
    line-height: 1.75;
}

/* FAQ LIST */
.pany-faq-list {
    border-top: 1px solid var(--pany-border);
}

.pany-faq-item {
    overflow: hidden;
    border: none;
    border-bottom: 1px solid var(--pany-border);
    border-radius: 0 !important;
    background: transparent;
}

/* FAQ BUTTON */
.pany-faq-item .accordion-button {
    display: grid;
    grid-template-columns: 55px 1fr 46px;
    align-items: center;
    gap: 20px;
    padding: 26px 0;
    color: var(--pany-navy-dark);
    background: transparent;
    box-shadow: none;
    font-family: "Manrope", sans-serif;
    font-size: 18px;
    font-weight: 700;
}

.pany-faq-item .accordion-button:not(.collapsed) {
    color: var(--pany-navy-dark);
    background: transparent;
    box-shadow: none;
}

.pany-faq-item .accordion-button:focus {
    box-shadow: none;
}

/* FAQ NUMBER */
.pany-faq-number {
    color: rgba(11, 53, 104, 0.24);
    font-family: "Manrope", sans-serif;
    font-size: 18px;
    font-weight: 800;
}

.pany-faq-item .accordion-button:not(.collapsed) .pany-faq-number {
    color: var(--pany-green-dark);
}

/* QUESTION */
.pany-faq-question {
    max-width: 560px;
}

/* CUSTOM PLUS / MINUS */
.pany-faq-item .accordion-button::after {
    width: 42px;
    height: 42px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0;
    border: 1px solid var(--pany-border);
    background-image: none;
    content: "+";
    color: var(--pany-navy);
    font-family: "DM Sans", sans-serif;
    font-size: 21px;
    transform: none;
    transition:
        color 0.3s ease,
        background 0.3s ease;
}

.pany-faq-item .accordion-button:not(.collapsed)::after {
    content: "−";
    color: var(--pany-navy-dark);
    background: var(--pany-green);
}

/* FAQ BODY */
.pany-faq-item .accordion-body {
    max-width: 590px;
    padding: 0 66px 28px 75px;
    color: var(--pany-text);
    background: transparent;
    font-size: 13px;
    line-height: 1.7;
}

/* =========================================
   FINAL CTA
========================================= */
.pany-final-cta {
    position: relative;
    padding: 80px 0 0;
    background: var(--pany-white);
}

.pany-final-wrap {
    position: relative;
    min-height: 300px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 60px 64px;
    overflow: hidden;
    color: var(--pany-white);
    background: var(--pany-navy);
}

/* GREEN TOP ACCENT */
.pany-final-wrap::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 115px;
    height: 5px;
    background: var(--pany-green);
}

/* SUBTLE VERTICAL LINE */
.pany-final-wrap::after {
    content: "";
    position: absolute;
    top: 0;
    right: 31%;
    width: 1px;
    height: 100%;
    background: rgba(255, 255, 255, 0.07);
}

.pany-final-index {
    position: relative;
    z-index: 3;
    margin-bottom: 22px;
    color: var(--pany-green);
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 1.7px;
}

/* TITLE */
.pany-final-wrap h2 {
    position: relative;
    z-index: 3;
    max-width: 760px;
    margin: 0 0 17px;
    color: var(--pany-white);
    font-size: 54px;
    font-weight: 700;
    line-height: 1.02;
    letter-spacing: -2.7px;
}

.pany-final-wrap h2 span {
    color: var(--pany-green);
}

/* DESCRIPTION */
.pany-final-wrap p {
    position: relative;
    z-index: 3;
    max-width: 580px;
    margin: 0;
    color: rgba(255, 255, 255, 0.58);
    font-size: 14px;
    line-height: 1.7;
}

/* CTA ACTION */
.pany-final-action {
    position: relative;
    z-index: 5;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    max-width: 270px;
    margin-left: auto;
}

.pany-final-button {
    position: relative;
    width: 100%;
    min-width: 245px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding: 8px 8px 8px 22px;
    border: none;
    color: var(--pany-navy-dark);
    background: var(--pany-green);
    font-size: 11px;
    font-weight: 800;
    cursor: pointer;
    transition:
        transform 0.3s ease,
        box-shadow 0.3s ease;
}

.pany-final-button:hover {
    transform: translateY(-3px);
    box-shadow: 0 14px 28px rgba(102, 204, 0, 0.18);
}

.pany-final-button span {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--pany-white);
    background: var(--pany-navy-dark);
    font-size: 18px;
    transition: transform 0.3s ease;
}

.pany-final-button:hover span {
    transform: translate(2px, -2px);
}

.pany-final-action small {
    display: block;
    margin-top: 12px;
    color: rgba(255, 255, 255, 0.42);
    font-size: 9px;
    line-height: 1.5;
}

/* LARGE DECORATIVE ARROW */
.pany-final-arrow {
    position: absolute;
    z-index: 1;
    right: -65px;
    top: 50%;
    width: 230px;
    height: 230px;
    transform: translateY(-50%) rotate(45deg);
    border-top: 42px solid rgba(102, 204, 0, 0.07);
    border-right: 42px solid rgba(102, 204, 0, 0.07);
    pointer-events: none;
}

/* =========================================
   FOOTER
========================================= */
.pany-footer {
    padding: 85px 0 28px;
    color: var(--pany-white);
    background: var(--pany-navy-dark);
}

.pany-footer-top {
    display: grid;
    grid-template-columns: 1.5fr 0.8fr 1fr 1.1fr;
    gap: 50px;
    padding-bottom: 50px;
}

/* BRAND */
.pany-footer-logo {
    display: inline-block;
    margin-bottom: 20px;
}

.pany-footer-logo img {
    width: 165px;
}

.pany-footer-brand p {
    max-width: 300px;
    margin-bottom: 18px;
    color: rgba(255, 255, 255, 0.55);
    font-size: 12px;
    line-height: 1.7;
}

.pany-footer-email {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--pany-white);
    font-size: 11px;
    font-weight: 700;
}

.pany-footer-email i {
    color: var(--pany-green);
}

/* COLUMNS */
.pany-footer-column {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
}

.pany-footer-title {
    display: block;
    margin-bottom: 6px;
    color: var(--pany-green);
    font-size: 8px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1.4px;
}

.pany-footer-column a,
.pany-footer-column button {
    padding: 0;
    border: none;
    color: rgba(255, 255, 255, 0.58);
    background: transparent;
    font-size: 11px;
    font-weight: 600;
    cursor: pointer;
    transition:
        color 0.3s ease,
        transform 0.3s ease;
}

.pany-footer-column a:hover,
.pany-footer-column button:hover {
    color: var(--pany-white);
    transform: translateX(3px);
}

/* START */
.pany-footer-start h3 {
    max-width: 220px;
    margin-bottom: 18px;
    color: var(--pany-white);
    font-size: 19px;
    line-height: 1.35;
}

.pany-footer-start-button {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 0;
    border: none;
    color: var(--pany-green);
    background: transparent;
    font-size: 11px;
    font-weight: 800;
    cursor: pointer;
}

.pany-footer-start-button i {
    transition: transform 0.3s ease;
}

.pany-footer-start-button:hover i {
    transform: translateX(4px);
}

/* DISCLOSURE */
.pany-footer-disclosure {
    display: grid;
    grid-template-columns: 90px 1fr;
    gap: 18px;
    padding: 17px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.pany-footer-disclosure span {
    color: var(--pany-green);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.3px;
}

.pany-footer-disclosure p {
    max-width: 900px;
    margin: 0;
    color: rgba(255, 255, 255, 0.42);
    font-size: 9px;
    line-height: 1.6;
}

/* BOTTOM */
.pany-footer-bottom {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    align-items: center;
    gap: 20px;
    padding-top: 24px;
}

.pany-footer-bottom>p {
    margin: 0;
    color: rgba(255, 255, 255, 0.35);
    font-size: 9px;
}

.pany-footer-bottom-links {
    display: flex;
    align-items: center;
    gap: 9px;
}

.pany-footer-bottom-links button {
    padding: 0;
    border: none;
    color: rgba(255, 255, 255, 0.38);
    background: transparent;
    font-size: 9px;
    cursor: pointer;
}

.pany-footer-bottom-links span {
    width: 3px;
    height: 3px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.25);
}

.pany-back-top {
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    justify-self: end;
    border: 1px solid rgba(255, 255, 255, 0.13);
    color: var(--pany-green);
    transition:
        background 0.3s ease,
        color 0.3s ease;
}

.pany-back-top:hover {
    color: var(--pany-navy-dark);
    background: var(--pany-green);
}

/* FOOTER LOGO VISIBILITY */
.pany-footer-logo img {
    width: 175px;
    height: auto;
    filter: brightness(1.9) drop-shadow(0 2px 8px rgba(255, 255, 255, 0.08));
    transition:
        filter 0.3s ease,
        transform 0.3s ease;
}

.pany-footer-logo:hover img {
    filter: brightness(2.1) drop-shadow(0 3px 10px rgba(255, 255, 255, 0.12));
    transform: translateY(-2px);
}

/* =========================================
   PANYSTORE APPLICATION MODAL
========================================= */
.pany-application-modal {
    --bs-modal-width: 1080px;
}

.pany-application-modal .modal-dialog {
    padding: 18px;
}

.pany-application-modal .modal-content {
    overflow: hidden;
    border: none;
    border-radius: 0;
    background: var(--pany-white);
    box-shadow: 0 30px 90px rgba(5, 25, 50, 0.28);
}

/* HEADER */
.pany-app-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 76px;
    padding: 15px 22px;
    border-bottom: 1px solid var(--pany-border);
}

.pany-app-logo img {
    width: 155px;
}

.pany-app-close {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid var(--pany-border);
    color: var(--pany-navy);
    background: var(--pany-white);
    cursor: pointer;
}

/* LAYOUT */
.pany-app-layout {
    display: grid;
    grid-template-columns: 280px 1fr;
    min-height: 620px;
}

/* SIDEBAR */
.pany-app-sidebar {
    position: relative;
    display: flex;
    flex-direction: column;
    padding: 36px 30px;
    color: var(--pany-white);
    background: var(--pany-navy-dark);
}

.pany-app-sidebar-head>span {
    display: block;
    margin-bottom: 10px;
    color: var(--pany-green);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.5px;
}


.pany-app-sidebar-head h2 {
    max-width: 190px;
    margin-bottom: 12px;
    color: var(--pany-white);
    font-size: 30px;
    line-height: 1.08;
}

.pany-app-sidebar-head p {
    max-width: 200px;
    margin: 0;
    color: rgba(255, 255, 255, 0.48);
    font-size: 10px;
    line-height: 1.6;
}

/* PROGRESS */
.pany-app-progress {
    position: relative;
    margin-top: 45px;
}

.pany-app-progress-line {
    position: absolute;
    top: 20px;
    bottom: 20px;
    left: 18px;
    width: 2px;
    background: rgba(255, 255, 255, 0.12);
}

.pany-app-progress-fill {
    width: 100%;
    height: 0;
    background: var(--pany-green);
    transition: height 0.45s ease;
}

.pany-app-progress-item {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: 38px 1fr;
    align-items: center;
    gap: 14px;
    min-height: 80px;
    opacity: 0.38;
    transition: opacity 0.3s ease;
}

.pany-app-progress-item.active,
.pany-app-progress-item.completed {
    opacity: 1;
}

.pany-app-progress-dot {
    width: 38px;
    height: 38px;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid rgba(255, 255, 255, 0.2);
    color: var(--pany-white);
    background: var(--pany-navy-dark);
    font-size: 8px;
    font-weight: 800;
}

.pany-app-progress-item.active .pany-app-progress-dot,
.pany-app-progress-item.completed .pany-app-progress-dot {
    color: var(--pany-navy-dark);
    border-color: var(--pany-green);
    background: var(--pany-green);
}

.pany-app-progress-item small {
    display: block;
    margin-bottom: 2px;
    color: rgba(255, 255, 255, 0.35);
    font-size: 7px;
    letter-spacing: 1px;
}

.pany-app-progress-item strong {
    color: var(--pany-white);
    font-size: 11px;
}

/* SIDEBAR NOTE */
.pany-app-sidebar-note {
    display: flex;
    align-items: flex-start;
    gap: 9px;
    margin-top: auto;
    padding-top: 25px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.pany-app-sidebar-note i {
    color: var(--pany-green);
}

.pany-app-sidebar-note p {
    margin: 0;
    color: rgba(255, 255, 255, 0.42);
    font-size: 8px;
    line-height: 1.5;
}

/* WORKSPACE */
.pany-app-workspace {
    display: flex;
    flex-direction: column;
    padding: 42px 48px 0;
}

/* MOBILE PROGRESS */
.pany-app-mobile-progress {
    display: none;
}

/* STEP */
.pany-app-step {
    display: none;
    flex: 1;
}

.pany-app-step.active {
    display: block;
    animation: panyStepIn 0.35s ease;
}

@keyframes panyStepIn {

    from {
        opacity: 0;
        transform: translateX(12px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }

}

/* STEP HEAD */
.pany-app-step-head {
    margin-bottom: 30px;
}

.pany-app-step-head>span {
    display: block;
    margin-bottom: 8px;
    color: var(--pany-green-dark);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.4px;
}

.pany-app-step-head h2 {
    margin-bottom: 10px;
    font-size: 31px;
    line-height: 1.18;
}

.pany-app-step-head p {
    max-width: 540px;
    margin: 0;
    color: var(--pany-text);
    font-size: 11px;
    line-height: 1.65;
}

/* AMOUNT BLOCK */
.pany-app-amount-block {
    padding: 22px 0 28px;
    border-top: 1px solid var(--pany-border);
    border-bottom: 1px solid var(--pany-border);
}

.pany-app-amount-head {
    display: flex;
    justify-content: space-between;
    margin-bottom: 18px;
}

.pany-app-amount-head label {
    color: var(--pany-navy);
    font-size: 10px;
    font-weight: 800;
}

.pany-app-amount-head span {
    color: var(--pany-green-dark);
    font-size: 8px;
    font-weight: 800;
}

.pany-app-amount {
    display: flex;
    align-items: flex-start;
    margin-bottom: 18px;
    font-family: "Manrope", sans-serif;
}

.pany-app-amount span {
    margin: 6px 4px 0 0;
    color: var(--pany-green-dark);
    font-size: 22px;
    font-weight: 800;
}

.pany-app-amount strong {
    color: var(--pany-navy-dark);
    font-size: 48px;
    line-height: 1;
}

.pany-app-range {
    cursor: pointer;
}

.pany-app-range-values {
    display: flex;
    justify-content: space-between;
    margin-top: 5px;
    color: #8d98a5;
    font-size: 8px;
}

/* PURPOSE */
.pany-app-field-group {
    margin-top: 28px;
}

.pany-app-label {
    display: block;
    margin-bottom: 12px;
    color: var(--pany-navy);
    font-size: 10px;
    font-weight: 800;
}

.pany-purpose-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    border-top: 1px solid var(--pany-border);
    border-left: 1px solid var(--pany-border);
}

.pany-purpose-option {
    cursor: pointer;
}

.pany-purpose-option input {
    position: absolute;
    opacity: 0;
}

.pany-purpose-option>span {
    min-height: 95px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 7px;
    border-right: 1px solid var(--pany-border);
    border-bottom: 1px solid var(--pany-border);
    color: var(--pany-text);
    background: var(--pany-white);
    transition:
        background 0.3s ease,
        color 0.3s ease;
}

.pany-purpose-option i {
    color: var(--pany-green-dark);
    font-size: 18px;
}

.pany-purpose-option strong {
    font-size: 9px;
}

.pany-purpose-option input:checked+span {
    color: var(--pany-white);
    background: var(--pany-navy);
}

/* FORM GRID */
.pany-app-form-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 22px 20px;
}

.pany-app-field label {
    display: block;
    margin-bottom: 7px;
    color: var(--pany-navy);
    font-size: 9px;
    font-weight: 800;
}

.pany-app-field input,
.pany-app-field select {
    width: 100%;
    height: 52px;
    padding: 0 14px;
    outline: none;
    border: 1px solid var(--pany-border);
    border-radius: 0;
    color: var(--pany-navy-dark);
    background: var(--pany-white);
    font-size: 11px;
    transition: border-color 0.3s ease;
}

.pany-app-field input:focus,
.pany-app-field select:focus {
    border-color: var(--pany-green);
}

.pany-app-field.invalid input,
.pany-app-field.invalid select {
    border-color: #d84a4a;
}

/* ERRORS */
.pany-app-error {
    display: none;
    margin-top: 6px;
    color: #c43b3b;
    font-size: 8px;
    font-weight: 700;
}

.pany-app-error.show {
    display: block;
}

/* REVIEW */
.pany-app-review {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    border-top: 1px solid var(--pany-border);
    border-left: 1px solid var(--pany-border);
}

.pany-app-review>div {
    padding: 16px 18px;
    border-right: 1px solid var(--pany-border);
    border-bottom: 1px solid var(--pany-border);
}

.pany-app-review span {
    display: block;
    margin-bottom: 4px;
    color: #8d98a5;
    font-size: 7px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.8px;
}

.pany-app-review strong {
    color: var(--pany-navy-dark);
    font-size: 11px;
}

/* CONSENT */
.pany-app-consent {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-top: 22px;
    cursor: pointer;
}

.pany-app-consent input {
    position: absolute;
    opacity: 0;
}

.pany-app-checkmark {
    width: 21px;
    height: 21px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid var(--pany-border);
    color: transparent;
    background: var(--pany-white);
}

.pany-app-consent input:checked+.pany-app-checkmark {
    color: var(--pany-navy-dark);
    border-color: var(--pany-green);
    background: var(--pany-green);
}

.pany-app-consent>span:last-child {
    color: var(--pany-text);
    font-size: 9px;
    line-height: 1.55;
}

/* FOOTER */
.pany-app-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    margin-top: auto;
    padding: 20px 0 24px;
    border-top: 1px solid var(--pany-border);
}

.pany-app-back {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 0;
    border: none;
    color: var(--pany-text);
    background: transparent;
    font-size: 10px;
    font-weight: 800;
    visibility: hidden;
}

.pany-app-back.show {
    visibility: visible;
}

.pany-app-next {
    min-width: 160px;
    display: inline-flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding: 8px 8px 8px 18px;
    border: none;
    color: var(--pany-white);
    background: var(--pany-navy);
    font-size: 10px;
    font-weight: 800;
}

.pany-app-next span {
    width: 38px;
    height: 38px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--pany-navy-dark);
    background: var(--pany-green);
}

/* APPLICATION DISCLOSURE */
.pany-app-disclosure {
    display: grid;
    grid-template-columns: 82px 1fr;
    gap: 22px;
    margin-top: 24px;
    padding: 22px;
    border-left: 4px solid var(--pany-green);
    background: var(--pany-soft-blue);
}

.pany-app-disclosure-mark {
    color: var(--pany-green-dark);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.3px;
}

.pany-app-disclosure-content h3 {
    margin: 0 0 8px;
    color: var(--pany-navy-dark);
    font-size: 14px;
}

.pany-app-disclosure-content p {
    margin: 0 0 8px;
    color: var(--pany-text);
    font-size: 10px;
    line-height: 1.65;
}

.pany-app-disclosure-content p:last-of-type {
    margin-bottom: 0;
}


/* APPLICATION LEGAL LINKS */
.pany-app-legal-links {
    display: flex;
    align-items: center;
    gap: 9px;
    margin-top: 12px;
}

.pany-app-legal-links button {
    padding: 0;
    border: none;
    color: var(--pany-navy);
    background: transparent;
    font-size: 9px;
    font-weight: 800;
    cursor: pointer;
    transition:
        color 0.3s ease;
}

.pany-app-legal-links button:hover {
    color: var(--pany-green-dark);
}

.pany-app-legal-links>span {
    width: 3px;
    height: 3px;
    border-radius: 50%;
    background: #9ca7b2;
}

/* CONSENT — UPDATED */
.pany-app-consent {
    display: flex;
    align-items: flex-start;
    gap: 11px;
    margin-top: 20px;
    cursor: pointer;
}

.pany-app-consent input {
    position: absolute;
    opacity: 0;
}

.pany-app-checkmark {
    width: 22px;
    height: 22px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 1px solid var(--pany-border);
    color: transparent;
    background: var(--pany-white);
    transition:
        background 0.25s ease,
        border-color 0.25s ease,
        color 0.25s ease;
}

.pany-app-consent input:checked+.pany-app-checkmark {
    color: var(--pany-navy-dark);
    border-color: var(--pany-green);
    background: var(--pany-green);
}

.pany-app-consent-text {
    max-width: 620px;
    color: var(--pany-text);
    font-size: 9px;
    line-height: 1.6;
}

/* APPLICATION SERVER ERROR */
.pany-app-server-error {
    display: flex;
    align-items: flex-start;
    gap: 9px;
    margin-top: 16px;
    padding: 12px 14px;
    border-left: 4px solid #c43b3b;
    color: #9f3030;
    background: #fff3f3;
    font-size: 10px;
    line-height: 1.55;
}

/* SUCCESS STATE */
.pany-app-success {
    max-width: 580px;
    margin: auto;
    padding: 55px 20px;
    text-align: center;
}

.pany-app-success-icon {
    width: 74px;
    height: 74px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 22px;
    color: var(--pany-navy-dark);
    background: var(--pany-green);
    font-size: 31px;
}

.pany-app-success-label {
    display: block;
    margin-bottom: 9px;
    color: var(--pany-green-dark);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.5px;
}

.pany-app-success h2 {
    max-width: 500px;
    margin: 0 auto 13px;
    color: var(--pany-navy-dark);
    font-size: 34px;
    line-height: 1.15;
}

.pany-app-success>p {
    margin: 0;
    color: var(--pany-text);
    font-size: 12px;
    line-height: 1.7;
}

/* SUMMARY */
.pany-app-success-summary {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    margin-top: 28px;
    border-top: 1px solid var(--pany-border);
    border-left: 1px solid var(--pany-border);
}

.pany-app-success-summary>div {
    padding: 18px;
    border-right: 1px solid var(--pany-border);
    border-bottom: 1px solid var(--pany-border);
}

.pany-app-success-summary span {
    display: block;
    margin-bottom: 4px;
    color: #8d98a5;
    font-size: 7px;
    font-weight: 800;
    letter-spacing: 1px;
}

.pany-app-success-summary strong {
    color: var(--pany-navy-dark);
    font-size: 13px;
}

/* NOTE */
.pany-app-success-note {
    display: flex;
    align-items: flex-start;
    gap: 9px;
    margin-top: 20px;
    padding: 14px;
    border-left: 4px solid var(--pany-green);
    background: var(--pany-soft-blue);
    text-align: left;
}

.pany-app-success-note i {
    color: var(--pany-green-dark);
}

.pany-app-success-note p {
    margin: 0;
    color: var(--pany-text);
    font-size: 9px;
    line-height: 1.6;
}

/* CLOSE */
.pany-app-success-close {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-top: 25px;
    padding: 13px 20px;
    border: none;
    color: var(--pany-white);
    background: var(--pany-navy);
    font-size: 10px;
    font-weight: 800;
    cursor: pointer;
}

/* =========================================
   PANYSTORE LEGAL MODALS
========================================= */
.pany-legal-modal .modal-dialog {
    max-width: 850px;
    padding: 18px;
}

.pany-legal-modal .modal-content {
    max-height: 88vh;
    overflow: hidden;
    border: none;
    border-radius: 0;
    background: var(--pany-white);
    box-shadow: 0 30px 90px rgba(5, 25, 50, 0.28);
}

/* HEADER */
.pany-legal-header {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-shrink: 0;
    min-height: 105px;
    padding: 24px 30px;
    color: var(--pany-white);
    background: var(--pany-navy-dark);
}

.pany-legal-header::before {
    content: "";
    position: absolute;
    left: 0;
    bottom: 0;
    width: 95px;
    height: 4px;
    background: var(--pany-green);
}

.pany-legal-code {
    display: block;
    margin-bottom: 6px;
    color: var(--pany-green);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.5px;
}

.pany-legal-header h2 {
    margin: 0;
    color: var(--pany-white);
    font-size: 28px;
    line-height: 1.15;
    letter-spacing: -1px;
}

.pany-legal-close {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    border: 1px solid rgba(255, 255, 255, 0.15);
    color: var(--pany-white);
    background: transparent;
    font-size: 16px;
    cursor: pointer;
    transition:
        color 0.3s ease,
        background 0.3s ease;
}

.pany-legal-close:hover {
    color: var(--pany-navy-dark);
    background: var(--pany-green);
}

/* BODY */
.pany-legal-body {
    padding: 28px 32px 35px;
    overflow-y: auto;
}

.pany-legal-updated {
    margin-bottom: 25px;
    color: #8b97a5;
    font-size: 8px;
    font-weight: 700;
    letter-spacing: 0.5px;
}

/* INTRO */
.pany-legal-intro {
    padding: 22px 24px;
    margin-bottom: 15px;
    border-left: 4px solid var(--pany-green);
    background: var(--pany-soft-blue);
}

.pany-legal-intro span {
    display: block;
    margin-bottom: 7px;
    color: var(--pany-green-dark);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.3px;
}

.pany-legal-intro p {
    max-width: 680px;
    margin: 0;
    color: var(--pany-text);
    font-size: 12px;
    line-height: 1.7;
}

/* =========================================
   LEGAL SECTIONS
========================================= */
.pany-legal-section {
    display: grid;
    grid-template-columns: 55px 1fr;
    gap: 20px;
    padding: 25px 0;
    border-bottom: 1px solid var(--pany-border);
}

.pany-legal-number {
    color: rgba(11, 53, 104, 0.2);
    font-family: "Manrope", sans-serif;
    font-size: 22px;
    font-weight: 800;
}

.pany-legal-section h3 {
    margin: 0 0 9px;
    color: var(--pany-navy-dark);
    font-size: 16px;
    line-height: 1.3;
}

.pany-legal-section p {
    margin: 0 0 10px;
    color: var(--pany-text);
    font-size: 11px;
    line-height: 1.75;
}

.pany-legal-section p:last-child {
    margin-bottom: 0;
}

/* CONTACT */
.pany-legal-contact {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 25px;
    margin-top: 28px;
    padding: 20px 22px;
    background: var(--pany-navy);
}

.pany-legal-contact>span {
    color: var(--pany-green);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.3px;
}

.pany-legal-contact>div {
    display: flex;
    align-items: center;
    gap: 20px;
}

.pany-legal-contact strong {
    color: rgba(255, 255, 255, 0.55);
    font-size: 9px;
}

.pany-legal-contact a {
    color: var(--pany-white);
    font-size: 10px;
    font-weight: 700;
}

/* PRIVACY REQUEST CTA */
.pany-privacy-action {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    margin-top: 30px;
    padding: 25px;
    background: var(--pany-navy);
}

.pany-privacy-action span {
    display: block;
    margin-bottom: 5px;
    color: var(--pany-green);
    font-size: 8px;
    font-weight: 800;
    letter-spacing: 1.3px;
}

.pany-privacy-action h3 {
    max-width: 330px;
    margin: 0;
    color: var(--pany-white);
    font-size: 16px;
    line-height: 1.35;
}

.pany-privacy-button {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
    padding: 13px 16px;
    color: var(--pany-navy-dark);
    background: var(--pany-green);
    font-size: 9px;
    font-weight: 800;
    transition: transform 0.3s ease;
}

.pany-privacy-button:hover {
    color: var(--pany-navy-dark);
    transform: translateY(-2px);
}